Vehicle finance does not need to be intimidating. The three levers are simple: your deposit, your term, and the interest rate you qualify for. A bigger deposit and a shorter term always cost you less in total.
Balloon payments lower the monthly instalment but leave a lump sum at the end — useful in the right situation, expensive if you are not planning for it. Always ask for the total cost of credit, not just the monthly figure.
Our finance team works with all the major banks and will structure a deal around your budget. This article is general information, not financial advice — chat to us for a quote on any vehicle in stock.