• Mon - Fri: 7:30am - 5:30pm | Sat: 8:30am - 12:30pm
  • 29 Gerber Blvd, Strand
  • 021 201 0245
  • Mon - Fri: 7:30am - 5:30pm | Sat: 8:30am - 12:30pm
  • 29 Gerber Blvd, Strand
  • 021 201 0245
Vehicle Finance

Finance your next car with confidence.

Get a clear idea of what you could afford and let the Elso Cars team guide you through the next steps.

  • ✓ Simple finance assistance
  • ✓ Clear and transparent process
  • ✓ Support from enquiry to delivery
Estimate My Repayment → Speak to Our Team →

Plan around your budget

Adjust the figures below to see an estimated monthly repayment.

R50 000R1 500 000
R050%
12 months84 months
R050%
7%20%
Estimated Repayment
/ month
Vehicle price
Deposit
Term
Interest rate (estimate)
Balloon payment
Start Finance Enquiry →
This is an indicative estimate only. Final rates, terms and approval are subject to the finance provider’s assessment.

How vehicle finance works

Four simple steps from browsing to driving.

01
Choose your vehicle

Browse our quality used vehicles or enquire about your ideal car.

02
Estimate your repayment

Use our calculator to adjust the figures and see an estimated monthly repayment.

03
Submit your enquiry

Send us your details and we’ll contact you to discuss your options.

04
We help with the next steps

Our finance team guides you from application to approval and delivery.

Understand your options

The building blocks of every finance agreement.

Deposit

A larger deposit reduces the amount financed and can lower your monthly repayment.

Repayment term

A longer term may reduce your monthly repayment, but may increase total cost.

Balloon payment

A balloon payment leaves a larger amount outstanding at the end of the agreement.

Trade-in

The value of your current vehicle may be used towards your new vehicle.

Learn more about finance →
Elso Cars finance consultant reviewing vehicle options with a customer

Vehicles that could fit your budget

Explore vehicles that match your estimated monthly range.

2023 Yamaha Yz 250 Fx Manual | Petrol R109 900
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2017 Renault Captur 900T Expression 5dr (66kw) 150 000 km | Manual | Petrol R119 900
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2022 Suzuki Celerio 1.0 Ga 58 557 km | Manual | Petrol R139 900
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2016 Honda Jazz 1.5 Dynamic 129 500 km | Manual | Petrol R179 900
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2016 Ford EcoSport 1.5TiVCT Titanium PowerShift 70 000 km | Automatic | Petrol R179 900
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2022 Renault Kiger 1.0T Zen 97 600 km | Manual | Petrol R179 900
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2022 Suzuki Ignis 1.2 GLX 66 000 km | Manual | Petrol R189 900
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2016 Volkswagen Polo Gp 1.2 Tsi Highline DSG (81kw) 103 000 km | Automatic | Petrol R214 900
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2025 Suzuki Swift 1.2 GL+ CVT 5 200 km | Automatic | Petrol R279 900
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2020 Nissan Hardbody NP300 2.5 TDI Hi-rider P/U D/C 98 120 km | Manual | Diesel R284 900
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2021 Hyundai H100 2.6D Tip C/C 105 000 km | Manual | Diesel R299 900
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2022 Toyota Corolla Cross 1.8 Xs 25 227 km | Automatic | Petrol R319 900
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2019 Audi Q3 35 TFSI S Tronic 92 100 km | Automatic | Petrol R359 900
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2019 Mercedes-Benz GLA 200 Auto 51 068 km | Automatic | Petrol R399 900
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2017 Mercedes-Benz GLC 250d Off Road 84 944 km | Automatic | Diesel R399 900
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2019 Toyota Fortuner 2.4GD-6 R/B Auto 126 000 km | Automatic | Diesel R409 900
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2022 Volkswagen Polo 2.0 GTI DSG (147Kw) 84 500 km | Automatic | Petrol R429 900
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2022 Volkswagen Polo 2.0 GTI DSG (147Kw) 62 000 km | Automatic | Petrol R439 900
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2019 Mercedes-Benz A 200 Auto 22 674 km | Automatic | Petrol R449 900
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2020 Volkswagen T6 Transporter Crewbus 2.0 TDI Lwb (10 Seat) 110 500 km | Manual | Diesel R449 900
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2020 Mercedes-Benz Cla200 Auto 64 000 km | Automatic | Petrol R499 900
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2017 Toyota Land Cruiser FJ 4.0 V6 Cruiser 149 172 km | Automatic | Petrol R579 900
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2024 Ford Ranger 2.0D XLT 4X4 Auto D/C P/U 64 500 km | Automatic | Diesel R599 900
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2025 Toyota Fortuner 2.4GD-6 R/B Auto 19 982 km | Automatic | Diesel R599 900
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2025 Toyota Fortuner 2.4GD-6 4X4 Auto 32 000 km | Automatic | Diesel R619 900
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2022 Ford Ranger Raptor 2.0D Bi-Turbo 4X4 Auto P/U D/C 62 600 km | Automatic | Diesel R649 900
View Vehicle
2025 Toyota Land Cruiser 79 2.8 GD-6 P/U S/C Auto 10 290 km | Automatic | Diesel R1 299 900
View Vehicle
View All Vehicles →

Ready to take the next step?

Send us your basic details and an Elso Cars finance consultant will contact you.

✓ No obligation
✓ Your information is safe and will only be used to assist your enquiry.

What you may need

Your finance consultant may request supporting information when reviewing your enquiry.

  • ✓ Identification
  • ✓ Proof of address
  • ✓ Proof of income
  • ✓ Bank statements
  • ✓ Employment or business information
  • ✓ Trade-in details (if applicable)

Finance FAQs

Quick answers to common finance questions.

It uses the standard amortisation formula on the amount financed (price minus deposit), over your chosen term at the indicated interest rate, allowing for any balloon amount at the end. It is an indication only - the final figure comes from the finance provider.
Not always. Many buyers finance without a deposit, but a deposit lowers your monthly instalment and total interest. Even 10% makes a noticeable difference.
A lump sum left at the end of the agreement. It reduces your monthly instalment, but the balance is still owed at the end - so it suits specific situations and needs planning.
Yes. Your trade-in value can act as your deposit. We will value your vehicle and put the number in writing.
Yes. We can pre-check what you qualify for so you shop within a comfortable range before falling in love with a specific car.
No. It is an indicative estimate. Final rates, terms and approval are subject to the finance provider assessment of your application.
Identification, proof of address, proof of income, recent bank statements, employment or business information, and trade-in details if applicable.
Only to process your finance enquiry with the relevant finance providers. It is not shared for any other purpose.
View all FAQs →
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Call us directly

Speak to our finance team.

021 201 0245
Send us an enquiry

We’ll get back to you.

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