• Mon - Fri: 7:30am - 5:30pm | Sat: 8:30am - 12:30pm
  • 29 Gerber Blvd, Strand
  • 021 201 0245
  • Mon - Fri: 7:30am - 5:30pm | Sat: 8:30am - 12:30pm
  • 29 Gerber Blvd, Strand
  • 021 201 0245
Vehicle Finance

Finance your next car with confidence.

Get a clear idea of what you could afford and let the Elso Cars team guide you through the next steps.

  • ✓ Simple finance assistance
  • ✓ Clear and transparent process
  • ✓ Support from enquiry to delivery
Estimate My Repayment → Speak to Our Team →

Plan around your budget

Adjust the figures below to see an estimated monthly repayment.

R50 000R1 500 000
R050%
12 months84 months
R050%
7%20%
Estimated Repayment
/ month
Vehicle price
Deposit
Term
Interest rate (estimate)
Balloon payment
Start Finance Enquiry →
This is an indicative estimate only. Final rates, terms and approval are subject to the finance provider’s assessment.

How vehicle finance works

Four simple steps from browsing to driving.

01
Choose your vehicle

Browse our quality used vehicles or enquire about your ideal car.

02
Estimate your repayment

Use our calculator to adjust the figures and see an estimated monthly repayment.

03
Submit your enquiry

Send us your details and we’ll contact you to discuss your options.

04
We help with the next steps

Our finance team guides you from application to approval and delivery.

Understand your options

The building blocks of every finance agreement.

Deposit

A larger deposit reduces the amount financed and can lower your monthly repayment.

Repayment term

A longer term may reduce your monthly repayment, but may increase total cost.

Balloon payment

A balloon payment leaves a larger amount outstanding at the end of the agreement.

Trade-in

The value of your current vehicle may be used towards your new vehicle.

Learn more about finance →
Elso Cars finance consultant reviewing vehicle options with a customer

Vehicles that could fit your budget

Explore vehicles that match your estimated monthly range.

2023 Yamaha Yz 250 Fx Manual | Petrol R109 900
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2020 Suzuki Celerio 1.0 Ga 36 000 km | Manual | Petrol R139 900
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2016 Renault Captur 1.2T Dynamique Edc 5dr (88kw) 108 800 km | Automatic | Petrol R149 900
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2020 Volkswagen Polo Vivo 1.4 Trendline (5dr) 93 500 km | Manual | Petrol R169 900
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2022 Suzuki Ignis 1.2 GLX 66 000 km | Manual | Petrol R184 900
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2019 Volkswagen Polo Vivo 1.6 Maxx (5dr) 88 500 km | Manual | Petrol R194 900
View Vehicle
2023 Nissan Np200 1.6 A/c Safety Pack P/U S/C 51 100 km | Manual | Petrol R229 900
View Vehicle
2024 Nissan Np200 1.6 A/c Safety Pack P/U S/C 61 000 km | Manual | Petrol R239 900
View Vehicle
2025 Suzuki Swift 1.2 GLX CVT 5 500 km | Automatic | Petrol R259 900
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2021 Ford Ranger 2.2tdci Xl P/U D/C 80 500 km | Manual | Diesel R329 900
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2020 Ford Ranger 2.2tdci Xl 4X4 P/U D/C 79 000 km | Manual | Diesel R349 900
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2014 Toyota Fortuner 3.0d-4d R/B Auto 153 500 km | Automatic | Diesel R349 900
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2022 Volkswagen T-cross 1.5 Tsi R-line DSG 52 900 km | Automatic | Petrol R369 900
View Vehicle
2018 Mercedes-Benz GLA 200 Auto 42 500 km | Automatic | Petrol R369 900
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2023 Toyota Corolla Cross 1.8 Xr Hybrid 27 600 km | Manual | Petrol R399 900
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2022 Ford Ranger 2.2tdci Xl Auto P/U D/C 65 500 km | Automatic | Petrol R399 900
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2022 Volkswagen Polo 2.0 GTI DSG (147kw) 62 000 km | Automatic | Petrol R434 900
View Vehicle
2020 Mercedes-Benz Cla200 Auto 64 000 km | Automatic | Petrol R479 900
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2024 Ford Ranger 2.0d XLT 4X4 Auto D/C P/U 64 500 km | Automatic | Diesel R579 900
View Vehicle
2022 Toyota Hilux 2.8 GD-6 Rb Legend 4X4 Auto P/U E/cab 52 300 km | Automatic | Diesel R609 900
View Vehicle
2022 Ford Ranger Raptor 2.0d Bi-turbo 4X4 Auto P/U D/C 62 605 km | Automatic | Diesel R639 900
View Vehicle
View All Vehicles →

Ready to take the next step?

Send us your basic details and an Elso Cars finance consultant will contact you.

✓ No obligation
✓ Your information is safe and will only be used to assist your enquiry.

What you may need

Your finance consultant may request supporting information when reviewing your enquiry.

  • ✓ Identification
  • ✓ Proof of address
  • ✓ Proof of income
  • ✓ Bank statements
  • ✓ Employment or business information
  • ✓ Trade-in details (if applicable)

Finance FAQs

Quick answers to common finance questions.

It uses the standard amortisation formula on the amount financed (price minus deposit), over your chosen term at the indicated interest rate, allowing for any balloon amount at the end. It is an indication only - the final figure comes from the finance provider.
Not always. Many buyers finance without a deposit, but a deposit lowers your monthly instalment and total interest. Even 10% makes a noticeable difference.
A lump sum left at the end of the agreement. It reduces your monthly instalment, but the balance is still owed at the end - so it suits specific situations and needs planning.
Yes. Your trade-in value can act as your deposit. We will value your vehicle and put the number in writing.
Yes. We can pre-check what you qualify for so you shop within a comfortable range before falling in love with a specific car.
No. It is an indicative estimate. Final rates, terms and approval are subject to the finance provider assessment of your application.
Identification, proof of address, proof of income, recent bank statements, employment or business information, and trade-in details if applicable.
Only to process your finance enquiry with the relevant finance providers. It is not shared for any other purpose.
View all FAQs →
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Call us directly

Speak to our finance team.

021 201 0245
Send us an enquiry

We’ll get back to you.

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